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New Start Finance Solution

Need a NEW START with your finances?


Debt Consolidation Loans has a number of "New Start" solutions that allow us to provide you with the best options available to clean up your credit rating. By refinancing and consolidating your debts you may be able to minimise your interest payments, settle debts in default and eventually clean up your credit rating.

Following a brief period with a non-conforming lender (providing you maintain a good repayment history) you will be able to refinance back to the standard mortgage market. The length of time for this to occur depends on the extent of your credit impairment. Most clients refinance within 18 months.

Debt Consolidation Loans specialises in the non-conforming loans market. With a fast approval process, a dedicated lending team and access to over 20 specialist lenders, you can rest assured we will find the best loan for you.

Interest Rates are determined by both level of credit impairment and LVR (loan to value ratio).

Applicant type

Individuals: PAYG or fully verified Self Employed, Companies, Trusts, Partnerships

Employment Requirements

Full time, Part time, Casual and Contract

Loan Amount

$30,000 to $2,000,000+

Loan Terms

1-3 years Private 10-30 years standard mortgage

Purpose

Owner Occupied or Investment

LVR

Up to 95%

Credit Impairment

- Arrears
- Defaults
- Judgments
- Warrants
- Writs
- Part IX/X Buy out
- Bankruptcy Buy out
- Discharged Bankrupts

Residential Status

Australian Citizens and Permanent Residents only

Rates

from 8% to 12%

We can help

- Unusual deposit sources
- Instability/Short term employment history
- Centrelink and Pension Incomes
- Maintenance/Board
- Large number of debts to be consolidated
- Older applicants

Call us or Apply Now and discover the new way to a better easy Loan.


APPLY NOW OR CALL 1300 305 085 (local rate)