COMMERCIAL LOAN

This loan is secured by commercial, industrial or business securities. Generally full verification is required.

Applicant type	Individuals, Companies, Trusts.
Employment requirements	Investors or self-employed 2 years, but case by case
Income: required proofs	No tax returns, but need accountant's letter, and self-certification.
Loan amounts minimum & maximum	$30k min. No max.
Purpose	Owner-Occupied, or Investment, but metro Syd. Melb Brisb.
LVR	Up to 66.6%, first mortgage. Up to 80%, second mortgage
Coded, non-coded, or either	Non-coded only
Credit related issues	Credit impairment is o.k.
Variable, fixed or both	Variable only
P&I, I/O, or both	I/O, max 3 years
Residency Status	Citizens and permanent residents. Non residents considered.
Comments, special conditions	Term is 12 to 36 months, then perhaps roll-over.
Approximate rate	Call us for the best rate