This product is designed to meet the needs of those borrowers that are PAYG,
but also earn unsubstantiated additional income related to their primary job.
For example a teacher earning additional cash tutoring students or a tradesperson
providing services in their own time.
Applicant type
Individuals ONLY
Employment requirements
P.A.Y.G. Full-Time, Part-Time. If casual, then one year.
Income: required proofs
Self-Certified
Loan amounts minimum & maximum
Min $50k to Max $1.5 mil
Purpose
Owner-Occupied, or Investment
LVR
90% to $500k metro. 80% to 750k. 75% to $1 mil $65% to $1.5 mil
Coded, non-coded, or either
Either
Credit related issues
If $2k to $18k, then unpaid defaults, judgements may be o.k. Even unlimited but very special circumstances
